Bank Mitra is a concept of Public-Private Partnership. It is also referred to as Customer Service Point (CSP). Under this concept, a CSP work as the representative of the bank and provide banking services to the citizens regionally.
Agents for Bank BC help you with different services of a bank, like:
- Opening of a bank account
- Amount deposition
- Cash withdrawal
- Funds transfer, and more.
All these efforts are made to make citizens in remote areas have a bank account and be a part of digital India.
Advantages of Choosing to be a Bank Mitra
A Bank Mitra with a little knowledge of banking gets a chance to work with a bank. Helping the local society people with banking services gives you a commission.
For all the efforts of the Bank BC agent, he is been paid. Apart from the commission on every account opening, transaction, deposit, and withdrawal, the service provider also gets a fixed payment of INR 2,000 to 5,000 per month. However, there are specific terms and conditions for the payment.
Before initiating the services, to be appointed as a Bank Mitra, you will have to fill a Bank BC Form.
The form is first verified by the government officials to confirm the personal and professional record of an individual. After the success of the verification, the agent gets the approval for working as a CSP.
All the government banks including the State bank of India, Bank of India, Bank of Baroda, and Punjab National Bank, offer this partnership.
You can initiate your application as a Bank Mitra both online as well as offline. For Bank BC Apply Online, you have to fill the online application form, and you would not require to visit the bank.
Once you are a certified CSP, you can enhance your earnings by letting people know about the benefits of having a bank account and several schemes that are offered by the government.
Most of the people are still struggling to earn the basic bread and butter because they are not aware of the different schemes offered by the government. There are several financial support systems such as:
- Pradhan MantriDhan Jan Yojana
- Kisan Credit Card
- LadliLaxmiYojana, and others
That is planned to help the people below the poverty line.
A Bank Mitra spreads awareness about all the facilities offered by the bank for their convenience.
So, if you have a CSP around, you can approach them and know more about banking facilities. A Bank BC Agent is a responsible entity, approved only after the trusted government procedure. So, there is no harm in getting the services through them.
Also, if you have any doubts in any scheme of the government, or you want to clear your doubts about banking functions; you can talk to your Bank Mitra.
He will assist you in every aspect. Right from the opening of a bank account to all banking services, he can be your full-time companion.